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Shabnum Nur Mohammed Sheikh's reasons for bearing another woman's child are straightforward: the 60 rupees (80p) her husband earns from his food stall each day buys dinner but little else.

Shabnum's first surrogate pregnancy got her out of a shared shack in a slum and into a small flat. Her second will pay for uniforms, books, bags and eventually, she hopes, university fees for her three young daughters.

"I hope my kids will work in computers or something like that," Shabnum, 26, said. "Then they will look after me when I'm old."

Pushpa Pandiya, 33, also left the slums after buying a small apartment with money earned from, in her case, two surrogate pregnancies. She too has a bright young daughter.

"Education is getting very costly but it is essential," she said, explaining that she was about to embark on her third pregnancy for some "very nice" foreigners.

Since 2002, when the practice was legalised, India has become a world centre of "surrogacy tourism".

A relative lack of red tape and prices that are a quarter of those in the...